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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,875 | $111,535-57.1% | $105,223-54.5% | $137,256-65.1% |
| Participation rate | 40.0% | 78.1%-38.1pp | 75.0%-35.0pp | 80.0%-40.0pp |
| Annual return | 11.68% | 237.85%-226.2pp | 180.65%-169.0pp | 220.34%-208.7pp |
| Employer contribution / active EE | $1,034 | $3,939-73.8% | $3,689-72.0% | $4,156-75.1% |
| Participant deferral / active EE | $1,549 | $5,500-71.8% | $5,072-69.5% | $6,407-75.8% |
| Admin fee / account holder | $32,218 | $9,721+231.4% | $8,859+263.7% | $12,270+162.6% |