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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,932 | $95,406-70.7% | $185,849-85.0% | $85,847-67.5% |
| Participation rate | 46.0% | 68.8%-22.8pp | 81.7%-35.7pp | 69.3%-23.3pp |
| Annual return | 13.51% | 23.59%-10.1pp | 122.10%-108.6pp | 318.61%-305.1pp |
| Employer contribution / active EE | $865 | $3,314-73.9% | $5,169-83.3% | $2,565-66.3% |
| Participant deferral / active EE | $1,439 | $3,424-58.0% | $5,569-74.2% | $3,952-63.6% |
| Admin fee / account holder | $635 | $7,214-91.2% | $16,244-96.1% | $6,261-89.9% |