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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,886 | $209,422+16.5% | $178,503+36.6% | $158,982+53.4% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 12.28% | 188.81%-176.5pp | 151.12%-138.8pp | 302.99%-290.7pp |
| Employer contribution / active EE | $14,595 | $5,707+155.7% | $5,011+191.3% | $4,763+206.4% |
| Participant deferral / active EE | $5,783 | $5,955-2.9% | $5,202+11.2% | $5,983-3.4% |
| Admin fee / account holder | $1,793 | $17,079-89.5% | $13,987-87.2% | $11,252-84.1% |