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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,961 | $217,432+147.0% | $185,849+188.9% | $167,536+220.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.60% | 148.42%-141.8pp | 122.10%-115.5pp | 478.82%-472.2pp |
| Employer contribution / active EE | $3,884 | $5,875-33.9% | $5,169-24.9% | $4,839-19.7% |
| Participant deferral / active EE | $10,984 | $6,357+72.8% | $5,569+97.2% | $6,342+73.2% |
| Admin fee / account holder | $3,868 | $19,818-80.5% | $16,244-76.2% | $12,315-68.6% |