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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,660 | $98,776+68.7% | $149,745+11.3% | $79,856+108.7% |
| Participation rate | 73.1% | 75.8%-2.7pp | 82.5%-9.4pp | 69.6%+3.4pp |
| Annual return | 13.66% | 27.38%-13.7pp | 276.72%-263.1pp | 31.71%-18.1pp |
| Employer contribution / active EE | $7,629 | $3,217+137.1% | $4,646+64.2% | $2,471+208.7% |
| Participant deferral / active EE | $8,535 | $5,681+50.2% | $6,843+24.7% | $3,741+128.2% |
| Admin fee / account holder | $4,879 | $6,053-19.4% | $9,312-47.6% | $5,306-8.0% |