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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,678 | $102,429+42.2% | $147,096-1.0% | $80,925+80.0% |
| Participation rate | 82.1% | 75.9%+6.3pp | 82.2%0pp | 67.7%+14.5pp |
| Annual return | 9.58% | 135.02%-125.4pp | 419.75%-410.2pp | 35.65%-26.1pp |
| Employer contribution / active EE | $2,610 | $3,716-29.8% | $4,936-47.1% | $2,756-5.3% |
| Participant deferral / active EE | $10,926 | $6,649+64.3% | $8,071+35.4% | $4,299+154.2% |
| Admin fee / account holder | $24,758 | $7,957+211.2% | $13,005+90.4% | $6,940+256.7% |