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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,678 | $102,422+42.2% | $147,117-1.0% | $80,959+79.9% |
| Participation rate | 82.1% | 75.9%+6.3pp | 82.2%0pp | 67.7%+14.5pp |
| Annual return | 9.58% | 135.16%-125.6pp | 420.54%-411.0pp | 35.67%-26.1pp |
| Employer contribution / active EE | $2,610 | $3,717-29.8% | $4,932-47.1% | $2,757-5.3% |
| Participant deferral / active EE | $10,926 | $6,652+64.3% | $8,065+35.5% | $4,300+154.1% |
| Admin fee / account holder | $24,758 | $7,953+211.3% | $12,993+90.6% | $6,925+257.5% |