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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,131 | $160,040-83.0% | $147,096-81.6% | $145,877-81.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.34% | 98.49%-94.2pp | 419.75%-415.4pp | 551.28%-546.9pp |
| Employer contribution / active EE | $6,244 | $5,289+18.0% | $4,936+26.5% | $4,663+33.9% |
| Participant deferral / active EE | $5,568 | $8,429-33.9% | $8,071-31.0% | $6,691-16.8% |
| Admin fee / account holder | $2,693 | $15,050-82.1% | $13,005-79.3% | $13,402-79.9% |