Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,095 | $62,672-85.5% | $185,117-95.1% | $70,126-87.0% |
| Participation rate | 55.9% | 63.8%-7.9pp | 77.3%-21.4pp | 69.5%-13.7pp |
| Annual return | 14.11% | 40.79%-26.7pp | 40.50%-26.4pp | 73.15%-59.0pp |
| Employer contribution / active EE | $410 | $1,753-76.6% | $4,182-90.2% | $2,343-82.5% |
| Participant deferral / active EE | $550 | $3,272-83.2% | $5,045-89.1% | $3,332-83.5% |
| Admin fee / account holder | $575 | $3,932-85.4% | $8,159-93.0% | $4,645-87.6% |