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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,783 | $56,287+32.9% | $80,977-7.6% | $62,881+18.9% |
| Participation rate | 93.6% | 68.9%+24.7pp | 75.8%+17.8pp | 69.3%+24.3pp |
| Annual return | -3.44% | 22.13%-25.6pp | 17.11%-20.5pp | 20.14%-23.6pp |
| Employer contribution / active EE | $3,348 | $1,943+72.3% | $3,715-9.9% | $2,281+46.8% |
| Participant deferral / active EE | $10,262 | $4,196+144.6% | $5,696+80.2% | $3,203+220.4% |
| Admin fee / account holder | $16,575 | $3,742+343.0% | $5,517+200.5% | $4,296+285.9% |