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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,934 | $129,737-62.3% | $119,126-58.9% | $154,746-68.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 22.53% | 379.08%-356.5pp | 282.11%-259.6pp | 172.34%-149.8pp |
| Employer contribution / active EE | $2,852 | $4,375-34.8% | $4,034-29.3% | $4,379-34.9% |
| Participant deferral / active EE | $5,534 | $5,842-5.3% | $5,318+4.1% | $6,730-17.8% |
| Admin fee / account holder | $2,251 | $11,961-81.2% | $10,693-78.9% | $14,365-84.3% |