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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,630 | $93,064-31.6% | $74,577-14.7% | $273,972-76.8% |
| Participation rate | 55.6% | 74.9%-19.4pp | 68.1%-12.6pp | 83.0%-27.5pp |
| Annual return | 9.82% | 26.18%-16.4pp | 20.47%-10.6pp | 41.46%-31.6pp |
| Employer contribution / active EE | $1,518 | $3,160-51.9% | $2,525-39.9% | $4,869-68.8% |
| Participant deferral / active EE | $3,530 | $4,160-15.2% | $3,458+2.1% | $5,287-33.2% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |