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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,239 | $99,345-66.5% | $84,753-60.8% | $273,972-87.9% |
| Participation rate | 94.1% | 80.7%+13.4pp | 76.6%+17.5pp | 83.0%+11.1pp |
| Annual return | 8.37% | 22.93%-14.6pp | 22.78%-14.4pp | 41.46%-33.1pp |
| Employer contribution / active EE | $2,522 | $4,214-40.1% | $3,574-29.4% | $4,869-48.2% |
| Participant deferral / active EE | $4,751 | $4,270+11.3% | $3,712+28.0% | $5,287-10.1% |
| Admin fee / account holder | $459 | $6,645-93.1% | $5,333-91.4% | $10,133-95.5% |