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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,764 | $81,494-72.1% | $133,978-83.0% | $73,497-69.0% |
| Participation rate | 71.2% | 76.4%-5.2pp | 79.8%-8.7pp | 70.7%+0.5pp |
| Annual return | 16.67% | 19.40%-2.7pp | 45.10%-28.4pp | 28.51%-11.8pp |
| Employer contribution / active EE | $1,233 | $2,210-44.2% | $3,919-68.5% | $2,270-45.7% |
| Participant deferral / active EE | $2,114 | $3,787-44.2% | $5,047-58.1% | $3,740-43.5% |
| Admin fee / account holder | $14 | $713-98.1% | $8,930-99.8% | $513-97.3% |