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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,820 | $152,612-76.5% | $125,192-71.4% | $152,897-76.6% |
| Participation rate | 90.0% | 83.3%+6.7pp | 79.8%+10.2pp | 82.5%+7.5pp |
| Annual return | 3.66% | 54.85%-51.2pp | 43.79%-40.1pp | 345.43%-341.8pp |
| Employer contribution / active EE | $1,842 | $4,947-62.8% | $3,866-52.4% | $4,764-61.3% |
| Participant deferral / active EE | $3,645 | $5,868-37.9% | $4,937-26.2% | $5,851-37.7% |
| Admin fee / account holder | $11,885 | $13,437-11.5% | $9,704+22.5% | $11,599+2.5% |