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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,351 | $254,759-83.0% | $216,567-80.0% | $198,609-78.2% |
| Participation rate | 76.2% | 84.5%-8.3pp | 81.6%-5.5pp | 82.4%-6.2pp |
| Annual return | 9.92% | 10.04%-0.1pp | 12.94%-3.0pp | 202.70%-192.8pp |
| Employer contribution / active EE | $2,653 | $6,096-56.5% | $5,216-49.1% | $5,055-47.5% |
| Participant deferral / active EE | $4,141 | $6,948-40.4% | $6,191-33.1% | $6,977-40.6% |
| Admin fee / account holder | $9,430 | $26,311-64.2% | $21,981-57.1% | $19,030-50.4% |