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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,351 | $178,174-75.7% | $156,181-72.2% | $137,256-68.4% |
| Participation rate | 76.2% | 82.0%-5.8pp | 78.8%-2.6pp | 80.0%-3.8pp |
| Annual return | 9.92% | 84.19%-74.3pp | 64.87%-54.9pp | 220.34%-210.4pp |
| Employer contribution / active EE | $2,653 | $4,972-46.6% | $4,294-38.2% | $4,156-36.2% |
| Participant deferral / active EE | $4,141 | $6,888-39.9% | $6,132-32.5% | $6,407-35.4% |
| Admin fee / account holder | $9,430 | $17,404-45.8% | $14,586-35.3% | $12,270-23.1% |