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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,936 | $102,663+5.1% | $86,216+25.2% | $139,466-22.6% |
| Participation rate | 76.9% | 74.5%+2.4pp | 69.0%+8.0pp | 80.3%-3.4pp |
| Annual return | 12.58% | 1924.52%-1911.9pp | 1169.42%-1156.8pp | 373.66%-361.1pp |
| Employer contribution / active EE | $2,093 | $3,035-31.0% | $2,382-12.1% | $4,754-56.0% |
| Participant deferral / active EE | $7,951 | $4,677+70.0% | $3,986+99.5% | $6,712+18.5% |
| Admin fee / account holder | $642 | $8,663-92.6% | $6,853-90.6% | $11,409-94.4% |