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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,814 | $112,729+29.3% | $98,716+47.7% | $137,256+6.2% |
| Participation rate | 76.9% | 74.2%+2.7pp | 69.3%+7.6pp | 80.0%-3.0pp |
| Annual return | 12.70% | 38.48%-25.8pp | 31.81%-19.1pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,428 | $2,725-10.9% | $2,279+6.6% | $4,156-41.6% |
| Participant deferral / active EE | $7,186 | $4,640+54.9% | $4,048+77.5% | $6,407+12.2% |
| Admin fee / account holder | $1,222 | $10,129-87.9% | $8,703-86.0% | $12,270-90.0% |