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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,101 | $111,878+20.8% | $93,727+44.1% | $145,897-7.4% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 7.96% | 204.28%-196.3pp | 133.83%-125.9pp | 552.29%-544.3pp |
| Employer contribution / active EE | $1,359 | $3,092-56.0% | $2,421-43.9% | $4,663-70.8% |
| Participant deferral / active EE | $4,566 | $4,920-7.2% | $4,417+3.4% | $6,689-31.7% |
| Admin fee / account holder | $286 | $10,256-97.2% | $8,292-96.5% | $13,390-97.9% |