Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $713 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,640 | $70,002-40.5% | $115,038-63.8% | $52,331-20.4% |
| Participation rate | 60.3% | 72.1%-11.8pp | 81.4%-21.1pp | 68.1%-7.8pp |
| Annual return | 0.50% | 4.04%-3.5pp | 26.14%-25.6pp | 4.54%-4.0pp |
| Employer contribution / active EE | $1,702 | $2,715-37.3% | $4,608-63.1% | $1,882-9.5% |
| Participant deferral / active EE | $3,909 | $4,920-20.5% | $6,026-35.1% | $3,022+29.4% |
| Admin fee / account holder | $2 | $566-99.6% | $8,175-100.0% | $592-99.6% |