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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,945 | $148,623+70.2% | $135,974+86.0% | $139,466+81.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.33% | 79.30%-67.0pp | 68.30%-56.0pp | 373.66%-361.3pp |
| Employer contribution / active EE | $5,894 | $5,246+12.3% | $4,859+21.3% | $4,754+24.0% |
| Participant deferral / active EE | $10,491 | $8,103+29.5% | $7,760+35.2% | $6,712+56.3% |
| Admin fee / account holder | $3,179 | $12,406-74.4% | $10,767-70.5% | $11,409-72.1% |