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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,492 | $72,269-59.2% | $101,271-70.9% | $79,852-63.1% |
| Participation rate | 86.8% | 68.5%+18.4pp | 75.8%+11.0pp | 69.6%+17.2pp |
| Annual return | 17.18% | 22.29%-5.1pp | 46.48%-29.3pp | 31.72%-14.5pp |
| Employer contribution / active EE | $8,973 | $2,692+233.4% | $3,660+145.2% | $2,471+263.1% |
| Participant deferral / active EE | $0 | $3,282-100.0% | $4,371-100.0% | $3,740-100.0% |
| Admin fee / account holder | $1,850 | $4,401-58.0% | $5,948-68.9% | $5,306-65.1% |