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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,975 | $138,102-38.5% | $125,381-32.2% | $134,532-36.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.09% | 750.73%-763.8pp | 572.31%-585.4pp | 418.27%-431.4pp |
| Employer contribution / active EE | $8,753 | $5,245+66.9% | $4,815+81.8% | $4,741+84.6% |
| Participant deferral / active EE | $11,723 | $7,801+50.3% | $7,448+57.4% | $6,401+83.1% |
| Admin fee / account holder | $8,771 | $11,568-24.2% | $10,007-12.4% | $11,429-23.3% |