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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,452 | $85,766-62.2% | $136,298-76.2% | $70,126-53.7% |
| Participation rate | 69.7% | 74.2%-4.5pp | 81.9%-12.2pp | 69.5%+0.2pp |
| Annual return | 19.45% | 31.46%-12.0pp | 5156.27%-5136.8pp | 73.15%-53.7pp |
| Employer contribution / active EE | $3,317 | $2,966+11.8% | $4,696-29.4% | $2,343+41.6% |
| Participant deferral / active EE | $6,724 | $5,051+33.1% | $6,247+7.6% | $3,332+101.8% |
| Admin fee / account holder | $1,617 | $5,421-70.2% | $9,244-82.5% | $4,645-65.2% |