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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,505 | $60,349-44.5% | $74,184-54.8% | $62,881-46.7% |
| Participation rate | 94.4% | 72.7%+21.7pp | 76.6%+17.8pp | 69.3%+25.1pp |
| Annual return | 101.63% | 21.38%+80.3pp | 17.74%+83.9pp | 20.14%+81.5pp |
| Employer contribution / active EE | $2,289 | $1,680+36.2% | $2,370-3.4% | $2,281+0.3% |
| Participant deferral / active EE | $3,413 | $2,856+19.5% | $3,550-3.8% | $3,203+6.6% |
| Admin fee / account holder | $1,076 | $4,261-74.7% | $5,586-80.7% | $4,296-75.0% |