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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,921 | $202,342-1.7% | $172,753+15.1% | $152,909+30.1% |
| Participation rate | 25.0% | 87.1%-62.1pp | 82.6%-57.6pp | 82.5%-57.5pp |
| Annual return | 16.34% | 1029.88%-1013.5pp | 803.00%-786.7pp | 345.46%-329.1pp |
| Employer contribution / active EE | $3,759 | $5,857-35.8% | $5,144-26.9% | $4,764-21.1% |
| Participant deferral / active EE | $4,725 | $5,948-20.6% | $5,198-9.1% | $5,851-19.2% |
| Admin fee / account holder | $28,895 | $17,112+68.9% | $13,956+107.1% | $11,601+149.1% |