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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,036 | $201,370+52.5% | $184,256+66.6% | $145,897+110.4% |
| Participation rate | 95.8% | 87.5%+8.3pp | 86.8%+9.0pp | 80.3%+15.5pp |
| Annual return | 21.70% | 29.05%-7.4pp | 28.85%-7.1pp | 552.29%-530.6pp |
| Employer contribution / active EE | $7,834 | $7,024+11.5% | $6,427+21.9% | $4,663+68.0% |
| Participant deferral / active EE | $20,496 | $9,808+109.0% | $9,133+124.4% | $6,689+206.4% |
| Admin fee / account holder | $2,938 | $16,364-82.0% | $13,899-78.9% | $13,390-78.1% |