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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,036 | $201,259+52.6% | $184,200+66.7% | $145,959+110.4% |
| Participation rate | 95.8% | 87.5%+8.3pp | 86.8%+9.0pp | 80.3%+15.5pp |
| Annual return | 21.70% | 28.98%-7.3pp | 28.80%-7.1pp | 561.95%-540.3pp |
| Employer contribution / active EE | $7,834 | $7,018+11.6% | $6,424+22.0% | $4,661+68.1% |
| Participant deferral / active EE | $20,496 | $9,806+109.0% | $9,132+124.4% | $6,689+206.4% |
| Admin fee / account holder | $2,938 | $16,372-82.1% | $13,907-78.9% | $13,398-78.1% |