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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,608 | $169,356-40.0% | $129,406-21.5% | $145,897-30.4% |
| Participation rate | 71.4% | 76.5%-5.1pp | 69.6%+1.8pp | 80.3%-8.9pp |
| Annual return | 17.96% | 14418.62%-14400.7pp | 9468.18%-9450.2pp | 552.29%-534.3pp |
| Employer contribution / active EE | $8,512 | $5,542+53.6% | $4,155+104.8% | $4,663+82.6% |
| Participant deferral / active EE | $8,336 | $4,987+67.2% | $4,167+100.0% | $6,689+24.6% |
| Admin fee / account holder | $5,979 | $9,915-39.7% | $7,689-22.2% | $13,390-55.4% |