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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,526 | $100,262-87.5% | $81,370-84.6% | $145,897-91.4% |
| Participation rate | 60.0% | 74.3%-14.3pp | 69.5%-9.5pp | 80.3%-20.3pp |
| Annual return | 13.93% | 34.52%-20.6pp | 24.85%-10.9pp | 552.29%-538.4pp |
| Employer contribution / active EE | $563 | $2,979-81.1% | $2,464-77.2% | $4,663-87.9% |
| Participant deferral / active EE | $3,543 | $4,612-23.2% | $3,885-8.8% | $6,689-47.0% |
| Admin fee / account holder | $1,701 | $8,163-79.2% | $5,749-70.4% | $13,390-87.3% |