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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,574 | $133,998-36.9% | $112,263-24.7% | $134,545-37.1% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -18.41% | 47.17%-65.6pp | 27.49%-45.9pp | 418.37%-436.8pp |
| Employer contribution / active EE | $228 | $4,040-94.4% | $3,636-93.7% | $4,742-95.2% |
| Participant deferral / active EE | $9,331 | $5,292+76.3% | $4,729+97.3% | $6,401+45.8% |
| Admin fee / account holder | $809 | $7,493-89.2% | $6,410-87.4% | $11,431-92.9% |