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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,784 | $180,462+8.5% | $154,111+27.0% | $135,379+44.6% |
| Participation rate | 80.0% | 87.4%-7.4pp | 83.0%-3.0pp | 82.6%-2.6pp |
| Annual return | -9.01% | 888.17%-897.2pp | 735.18%-744.2pp | 519.79%-528.8pp |
| Employer contribution / active EE | $3,640 | $6,036-39.7% | $5,298-31.3% | $4,779-23.8% |
| Participant deferral / active EE | $11,689 | $5,806+101.3% | $5,081+130.1% | $5,609+108.4% |
| Admin fee / account holder | $4,993 | $16,145-69.1% | $13,411-62.8% | $10,828-53.9% |