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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,358 | $85,766-83.3% | $136,298-89.5% | $70,126-79.5% |
| Participation rate | 72.4% | 74.2%-1.7pp | 81.9%-9.5pp | 69.5%+2.9pp |
| Annual return | 53.80% | 31.46%+22.3pp | 5156.27%-5102.5pp | 73.15%-19.3pp |
| Employer contribution / active EE | $1,393 | $2,966-53.0% | $4,696-70.3% | $2,343-40.5% |
| Participant deferral / active EE | $4,812 | $5,051-4.7% | $6,247-23.0% | $3,332+44.4% |
| Admin fee / account holder | $1,273 | $5,421-76.5% | $9,244-86.2% | $4,645-72.6% |