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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,887 | $85,171-23.8% | $172,752-62.4% | $72,975-11.1% |
| Participation rate | 94.2% | 70.1%+24.2pp | 82.6%+11.6pp | 69.5%+24.7pp |
| Annual return | 22.35% | 27.32%-5.0pp | 802.97%-780.6pp | 81.01%-58.7pp |
| Employer contribution / active EE | $1,524 | $3,324-54.2% | $5,144-70.4% | $2,440-37.6% |
| Participant deferral / active EE | $5,185 | $3,260+59.1% | $5,198-0.2% | $3,608+43.7% |
| Admin fee / account holder | $3,712 | $5,880-36.9% | $13,955-73.4% | $5,124-27.6% |