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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,395 | $157,304-61.6% | $141,197-57.2% | $152,909-60.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 30.50% | 64.34%-33.8pp | 71.41%-40.9pp | 345.46%-315.0pp |
| Employer contribution / active EE | $3,283 | $5,263-37.6% | $4,736-30.7% | $4,764-31.1% |
| Participant deferral / active EE | $16,200 | $7,111+127.8% | $6,710+141.4% | $5,851+176.9% |
| Admin fee / account holder | $3,739 | $12,126-69.2% | $10,265-63.6% | $11,601-67.8% |