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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,026 | $85,766+59.8% | $136,297+0.5% | $70,131+95.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.40% | 31.45%-18.1pp | 5156.16%-5142.8pp | 73.14%-59.7pp |
| Employer contribution / active EE | $10,775 | $2,966+263.3% | $4,696+129.5% | $2,342+360.0% |
| Participant deferral / active EE | $11,002 | $5,051+117.8% | $6,247+76.1% | $3,332+230.2% |
| Admin fee / account holder | $3,134 | $5,420-42.2% | $9,244-66.1% | $4,645-32.5% |