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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,137 | $150,447-28.1% | $136,298-20.7% | $147,586-26.7% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 16.05% | 1049.15%-1033.1pp | 5156.27%-5140.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,839 | $5,256-46.0% | $4,696-39.6% | $4,876-41.8% |
| Participant deferral / active EE | $5,975 | $6,631-9.9% | $6,247-4.4% | $5,439+9.9% |
| Admin fee / account holder | $23,259 | $10,906+113.3% | $9,244+151.6% | $10,886+113.7% |