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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,532 | $61,356-43.7% | $149,696-76.9% | $71,511-51.7% |
| Participation rate | 56.4% | 62.5%-6.1pp | 78.8%-22.3pp | 67.9%-11.5pp |
| Annual return | 37.17% | 35.86%+1.3pp | 134.46%-97.3pp | 28.86%+8.3pp |
| Employer contribution / active EE | $2,643 | $2,382+11.0% | $4,821-45.2% | $2,589+2.1% |
| Participant deferral / active EE | $6,475 | $2,920+121.8% | $5,682+14.0% | $4,291+50.9% |
| Admin fee / account holder | $1,517 | $1,263+20.1% | $13,212-88.5% | $1,588-4.5% |