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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,177 | $176,105+23.9% | $159,474+36.8% | $167,536+30.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.94% | 331.91%-315.0pp | 263.68%-246.7pp | 478.82%-461.9pp |
| Employer contribution / active EE | $2,847 | $5,299-46.3% | $4,831-41.1% | $4,839-41.2% |
| Participant deferral / active EE | $9,267 | $7,751+19.5% | $7,353+26.0% | $6,342+46.1% |
| Admin fee / account holder | $5,191 | $12,559-58.7% | $10,802-51.9% | $12,315-57.8% |