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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,784 | $148,629-22.1% | $135,982-14.9% | $139,487-17.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.09% | 79.33%-67.2pp | 68.32%-56.2pp | 373.84%-361.7pp |
| Employer contribution / active EE | $2,766 | $5,247-47.3% | $4,859-43.1% | $4,755-41.8% |
| Participant deferral / active EE | $9,929 | $8,102+22.5% | $7,760+28.0% | $6,713+47.9% |
| Admin fee / account holder | $597 | $12,406-95.2% | $10,767-94.5% | $11,407-94.8% |