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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,962 | $80,983-9.9% | $96,544-24.4% | $75,177-2.9% |
| Participation rate | 65.7% | 71.8%-6.1pp | 76.0%-10.3pp | 67.2%-1.5pp |
| Annual return | 13.68% | 27.05%-13.4pp | 25.88%-12.2pp | 160.75%-147.1pp |
| Employer contribution / active EE | $3,507 | $2,282+53.7% | $2,966+18.2% | $2,671+31.3% |
| Participant deferral / active EE | $7,899 | $3,929+101.1% | $4,851+62.8% | $4,126+91.4% |
| Admin fee / account holder | $12,064 | $6,717+79.6% | $8,254+46.2% | $5,651+113.5% |