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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,506 | $86,949-20.1% | $102,460-32.2% | $80,959-14.1% |
| Participation rate | 74.2% | 72.4%+1.8pp | 76.5%-2.3pp | 67.7%+6.5pp |
| Annual return | 12.49% | 18.89%-6.4pp | 29.47%-17.0pp | 35.67%-23.2pp |
| Employer contribution / active EE | $3,944 | $2,370+66.4% | $3,025+30.4% | $2,757+43.1% |
| Participant deferral / active EE | $9,263 | $4,121+124.8% | $5,056+83.2% | $4,300+115.4% |
| Admin fee / account holder | $13,749 | $8,048+70.8% | $9,460+45.3% | $6,925+98.5% |