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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,109 | $138,076-78.9% | $123,553-76.4% | $135,380-78.5% |
| Participation rate | 94.1% | 84.7%+9.4pp | 82.3%+11.8pp | 82.6%+11.5pp |
| Annual return | -11.19% | 153.70%-164.9pp | 119.21%-130.4pp | 519.81%-531.0pp |
| Employer contribution / active EE | $9,099 | $5,152+76.6% | $4,628+96.6% | $4,779+90.4% |
| Participant deferral / active EE | $6,429 | $6,800-5.4% | $6,4260% | $5,609+14.6% |
| Admin fee / account holder | $894 | $10,917-91.8% | $9,284-90.4% | $10,828-91.7% |