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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,933 | $104,544+9.9% | $76,657+49.9% | $152,897-24.8% |
| Participation rate | 40.0% | 76.6%-36.6pp | 72.1%-32.1pp | 82.5%-42.5pp |
| Annual return | 21.88% | 1014.36%-992.5pp | 1166.74%-1144.9pp | 345.43%-323.6pp |
| Employer contribution / active EE | $1,278 | $3,118-59.0% | $2,303-44.5% | $4,764-73.2% |
| Participant deferral / active EE | $5,378 | $4,236+27.0% | $3,335+61.2% | $5,851-8.1% |
| Admin fee / account holder | $24,481 | $12,286+99.3% | $6,423+281.2% | $11,599+111.1% |