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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,251 | $98,240+72.3% | $82,312+105.6% | $147,586+14.7% |
| Participation rate | 84.6% | 79.7%+4.9pp | 76.9%+7.7pp | 82.8%+1.8pp |
| Annual return | 17.71% | 30.85%-13.1pp | 25.88%-8.2pp | 578.59%-560.9pp |
| Employer contribution / active EE | $0 | $3,192-100.0% | $2,428-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $5,017 | $4,383+14.5% | $3,706+35.4% | $5,439-7.8% |
| Admin fee / account holder | $501 | $8,563-94.2% | $5,608-91.1% | $10,886-95.4% |