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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,911 | $111,830+187.0% | $93,696+242.5% | $145,884+120.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.20% | 204.08%-196.9pp | 133.74%-126.5pp | 551.85%-544.6pp |
| Employer contribution / active EE | $5,688 | $3,093+83.9% | $2,422+134.9% | $4,662+22.0% |
| Participant deferral / active EE | $30,500 | $4,920+519.9% | $4,417+590.6% | $6,690+355.9% |
| Admin fee / account holder | $1,810 | $10,249-82.3% | $8,287-78.2% | $13,392-86.5% |