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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,217 | $106,008-86.6% | $92,240-84.6% | $147,586-90.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 21.67% | 50.05%-28.4pp | 176.29%-154.6pp | 578.59%-556.9pp |
| Employer contribution / active EE | $1,903 | $4,333-56.1% | $3,680-48.3% | $4,876-61.0% |
| Participant deferral / active EE | $4,099 | $4,478-8.5% | $3,897+5.2% | $5,439-24.6% |
| Admin fee / account holder | $307 | $6,333-95.2% | $5,194-94.1% | $10,886-97.2% |