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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,793 | $100,147-31.3% | $81,286-15.4% | $145,877-52.8% |
| Participation rate | 63.6% | 74.2%-10.6pp | 69.5%-5.9pp | 80.3%-16.7pp |
| Annual return | 23.42% | 34.44%-11.0pp | 24.80%-1.4pp | 551.28%-527.9pp |
| Employer contribution / active EE | $579 | $2,977-80.6% | $2,463-76.5% | $4,663-87.6% |
| Participant deferral / active EE | $876 | $4,607-81.0% | $3,883-77.4% | $6,691-86.9% |
| Admin fee / account holder | $4 | $8,201-100.0% | $5,764-99.9% | $13,402-100.0% |