Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,797 | $81,870-48.9% | $119,622-65.1% | $68,486-39.0% |
| Participation rate | 33.3% | 71.9%-38.6pp | 79.3%-45.9pp | 67.9%-34.6pp |
| Annual return | -14.84% | -23.82%+9.0pp | -14.98%+0.1pp | -7.85%-7.0pp |
| Employer contribution / active EE | $827 | $2,692-69.3% | $4,232-80.5% | $2,597-68.2% |
| Participant deferral / active EE | $1,823 | $4,148-56.0% | $5,601-67.4% | $4,028-54.7% |
| Admin fee / account holder | $10,341 | $6,583+57.1% | $10,328+0.1% | $5,404+91.4% |