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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,636 | $157,304+44.7% | $141,197+61.2% | $152,909+48.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.80% | 64.34%-46.5pp | 71.41%-53.6pp | 345.46%-327.7pp |
| Employer contribution / active EE | $6,132 | $5,263+16.5% | $4,736+29.5% | $4,764+28.7% |
| Participant deferral / active EE | $10,733 | $7,111+50.9% | $6,710+60.0% | $5,851+83.4% |
| Admin fee / account holder | $367 | $12,126-97.0% | $10,265-96.4% | $11,601-96.8% |