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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,045 | $175,259+134.5% | $149,723+174.5% | $139,487+194.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.90% | 166.82%-154.9pp | 134.50%-122.6pp | 373.84%-361.9pp |
| Employer contribution / active EE | $1,571 | $5,478-71.3% | $4,821-67.4% | $4,755-66.9% |
| Participant deferral / active EE | $8,641 | $6,522+32.5% | $5,682+52.1% | $6,713+28.7% |
| Admin fee / account holder | $191,687 | $16,158+1086.3% | $13,215+1350.5% | $11,407+1580.4% |