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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,023 | $135,645-91.9% | $110,243-90.0% | $135,380-91.9% |
| Participation rate | 91.7% | 83.5%+8.2pp | 79.8%+11.8pp | 82.6%+9.0pp |
| Annual return | -6.64% | 513.24%-519.9pp | 314.76%-321.4pp | 519.81%-526.4pp |
| Employer contribution / active EE | $1,296 | $4,907-73.6% | $3,827-66.1% | $4,779-72.9% |
| Participant deferral / active EE | $3,036 | $5,507-44.9% | $4,672-35.0% | $5,609-45.9% |
| Admin fee / account holder | $593 | $11,458-94.8% | $8,548-93.1% | $10,828-94.5% |