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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,352 | $140,592+217.5% | $123,105+262.6% | $125,389+256.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -7.13% | 16.80%-23.9pp | 13.22%-20.4pp | 282.24%-289.4pp |
| Employer contribution / active EE | $16,304 | $6,041+169.9% | $5,151+216.5% | $4,866+235.0% |
| Participant deferral / active EE | $17,821 | $6,980+155.3% | $6,229+186.1% | $5,352+233.0% |
| Admin fee / account holder | $106,260 | $11,198+848.9% | $9,014+1078.8% | $9,541+1013.7% |